Live Secure, consent-driven financial verification

Trusted Financial Verification
for International Student Admissions.

Verio provides trusted financial verification for international student admissions, helping universities make faster, more confident admissions decisions.

Book a demo See how it works
Built for
Trusted outcomes designed to reduce fraud and compliance risk
Real-time, verified financial data
Secure, consent-driven and built for global admissions
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Built for global university admissions
Australia United Kingdom United States Canada New Zealand Singapore Malaysia Poland Netherlands France Spain Ireland Switzerland United Arab Emirates Sweden Denmark Finland Italy
Solutions

One trusted verification journey for every participant.

Verio connects students, sponsors and admissions teams through one secure, consent-driven financial verification journey.

For students

Help your application, not hinder it.

No more chasing bank statements or waiting on courier delays. Connect your bank, share verified proof in minutes, and give universities a clearer, more trusted view of your finances , helping avoid delays and uncertainty in your application.

  • Simple mobile flow, no paperwork
  • Clear, verified proof of funds
  • Helps reduce delays in admissions decisions
  • Data handled in line with applicable residency requirements
  • Your bank password is never shared
  • Consent can be revoked anytime
For sponsors

Support your student with confidence

Parents, guardians, and family sponsors can declare their support and connect their own bank account with a clear, auditable record.

  • Explicit declaration of intent
  • Multiple sponsors supported
  • Read-only access to your account
  • No password ever leaves your bank
For universities

Faster, more confident admissions decisions

Receive standardised, digitally signed certificates with actionable flags and clear outcomes. Cut weeks from your financial review cycle and reduce compliance risk.

  • Institution-specific assessment rules
  • Role-based team access
  • Independently verifiable outputs
  • Full audit log for compliance
The problem

Financial verification is slow, manual, and inconsistent.

Students gather documents, universities review them manually, and everyone waits. Delays risk visa timelines, inconsistent standards create compliance exposure, and the process doesn't scale. A modern approach benefits every side.

3,6 wks
Typical time from offer to finalised financial verification through document review
5+
Documents typically requested per applicant, often re-requested multiple times
90 min
Average staff time per student for manual financial review and follow-up
0
Consistent standard across institutions , every university does it differently
Weeks of back-and-forth
Documents are submitted, rejected for formatting, resubmitted, chased, and reviewed manually. The process often takes longer than the rest of the application combined.
PDFs can't be independently re-verified
Once a static document is issued, there's no way for a regulator, visa officer, or university auditor to confirm it's still authentic and current.
No standard across institutions
Every university asks for different documents in different formats. Students preparing for multiple institutions end up doing the same work over and over.
Manual review doesn't scale
Universities are expanding international admissions faster than their compliance teams can grow. Something has to give , and today, it's turnaround time.
How it works

From verification request to trusted outcome
in minutes.

Universities initiate a verification request, students and sponsors provide secure consent, and Verio produces a standardised financial verification outcome, without relying on uploaded bank statements.

1
University initiates
Admissions enters the applicant's details, names any sponsor(s), and sends the invitation. Everything anchors to the application ID.
2 minutes
2
Student & sponsor consent
Each party gets a secure link, reviews the consent, and signs in directly with their bank. Verio never sees the password.
5 min per party
3
Data verified directly from the bank
Balance and holding period are read directly from the bank via India's AA network and compared against UKVI or DHA standards.
Seconds
4
Certificate issued
A digitally signed PDF with a verification URL is delivered to admissions. Students can revisit their status anytime.
Independently verifiable
The output

One certificate. A trusted financial outcome.

Each completed verification produces a digitally signed financial verification certificate with clear outcomes, supporting evidence and an auditable verification record.

Verification ID
VRF-2026-0418
Trusted Trusted Financial Verification Certificate
ApplicantPriya Sharma
InstitutionExample University
ProgrammeMSc Finance · 2026/27
StandardUKVI 28-day rule
Required₹54,60,000
Verified₹63,52,500
Meets Requirement
Digitally signed
Verifiable via URL
Digitally signed and secure
Every certificate carries a cryptographic signature. Any alteration invalidates it , a standard trust layer for both admissions and visa officers.
Independently verifiable
A verification URL lets anyone , regulator, visa officer, auditor , confirm authenticity in real time. No account or login needed.
Maps to regulatory standards
Certificates are structured to map directly to UKVI's 28-day maintenance rule and Australia's DHA Genuine Student criteria.
Decision-ready outcomes
Admissions teams see a clear outcome , Verified, Review, or Flagged , alongside the full supporting detail, not raw transaction data.
Built for real-world admissions

Designed for how international students actually finance their studies.

Funds come from savings, fixed deposits, parents, sponsors , sometimes all at once. Verio handles the full range so families and admissions teams don't have to work around the product.

Multi-party consent
Student, parent, sponsor , any combination. Each party declares intent and consents separately. All tied back to one application.
All account types
Savings accounts, fixed deposits, recurring deposits, mutual funds , all supported where available through the AA network.
Stability analysis
Balances are checked for consistency across the 28-day or 90-day window that UKVI and DHA require. The bar is set by the regulator, not us.
India-resident processing
Raw financial data never leaves India. Only a derived verification certificate crosses borders , aligned with RBI's data residency requirements.
Full audit trail
Every consent, fetch, review, and export is logged. Ready for internal audit, regulator requests, or infosec review at any time.
Role-based team access
Invite admissions officers, grant approval permissions, and control who can view or export certificates. SSO supported.
Trust & compliance

Built for regulated environments.

Universities need confidence that verification data meets regulatory standards. Verio is built from the ground up for cross-border compliance, so your admissions decisions and visa support letters stand on solid ground.

Certified
Indian banking regulations
India , data source
Financial data is accessed with the student's consent under India's regulated banking data-sharing framework, ensuring full traceability.
Compliant
Data protection (India)
DPDP Act
Purpose-bound consent, data minimisation, and 24-hour raw data deletion built into the processing pipeline.
Compliant
Data protection (UK)
UK GDPR
Only derived verification data crosses borders. Clear lawful basis and data processor agreements with universities.
Compliant
Data protection (Australia)
Privacy Act / APPs
Consent, purpose limitation, and cross-border disclosure safeguards aligned with Australian Privacy Principles.
In progress
SOC 2 Type II
Security audit
Independent audit of security, availability, and confidentiality controls. Target completion Q4 2026.
In progress
ISO 27001
Information security
International standard for information security management. Certification pathway underway.
Active
Penetration testing
Continuous
Third-party penetration testing on production systems with quarterly security reviews.
Active
Encryption everywhere
Transport & storage
TLS 1.3 in transit. AES-256 at rest. Hardware-backed key management.
Frequently asked questions

Clear answers for admissions teams.

Verio supports financial verification while universities retain control of their admissions policies and final decisions.

Verio verifies financial capacity using consented financial data and assesses it against the institution’s configured requirements, including applicant and sponsor funding where applicable.
No. Verio provides a trusted financial verification outcome. The university retains ownership of its admissions policy and makes the final admissions decision.
No. Verio is designed around secure, consent-driven access. Applicants do not share their online banking passwords with universities or Verio.
Yes. Verification rules and assessment outputs can be aligned with each institution’s financial, sponsor and compliance requirements.
Verio is designed for global university admissions across major study destinations, with institution-specific configuration rather than a one-size-fits-all assessment.

Ready to modernise your admissions?

We're working with a small number of pilot universities in the UK and Australia for the 2026/27 intake. If financial verification is a priority for your institution, let's talk.

Start a pilot